165 assisted living facilities in Palm Desert, CA have costs between $1,500 to $8,000, have input from 994 reviews, and 41% have photos. Seniors in assisted living are drawn to Palm Desert, California, for its vibrant community and ample amenities catering to their needs. The city is home to the Palm Desert Senior Center, which offers a variety of programs, including fitness classes, art workshops, and social events tailored for older adults. Additionally, the nearby Desert Willow Golf Resort provides accessible golfing opportunities for seniors seeking outdoor activities. The tranquil environment and year-round pleasant climate further enhance the appeal, allowing residents to enjoy leisurely walks at locations like the scenic El Paseo Shopping District, known for its walkability and welcoming atmosphere.
Atria Palm Desert is highly praised for its caring staff, vibrant community activities, exceptional dining experiences, and well-maintained environment, making it an ideal choice for families seeking a supportive and engaging assisted living facility for their loved ones.
Great Food
Atria Hacienda
4.7 from 129 reviews
$4,295 to $6,395 per month
Atria Hacienda in Palm Desert offers a supportive community with exceptional care, luxurious living accommodations, engaging activities, and a commitment to resident satisfaction, making it an ideal choice for families seeking assisted living solutions.
Exercise Classes
Segovia
4.8 from 17 reviews
$4,495 to $5,195 per month
Oakmont of Segovia in Palm Desert offers a luxurious senior living experience with upscale amenities, gourmet dining, an active lifestyle, engaging activities, and dedicated staff in a secure and community-oriented environment.
Great Food
The Fountains At The Carlotta
4.5 from 39 reviews
The Fountains at The Carlotta is a warm and welcoming senior living community known for its caring staff, engaging activities, and supportive environment that fosters friendships among residents.
Great Staff
Legend Gardens
4.5 from 32 reviews
$3,600 to $6,800 per month
Legend Gardens in Palm Desert, California, has received mixed reviews from residents and families, with some praising the attentive staff and communication, while others express concerns about accountability, lack of communication regarding care, and missed services.
Caring Staff
Bella Villaggio
4.2 from 18 reviews
$3,795 to $6,900 per month
Bella Villaggio in Palm Desert offers a beautiful environment and dedicated staff, but potential residents should consider concerns about management, staffing shortages, and high costs.
Great Staff
Absolute Desert Care I
4 from 3 reviews
$2,200 to $2,700 per month
When seeking an assisted living facility, prioritize communication, food choices, family engagement, and meaningful activities, as these factors greatly impact the emotional well-being and overall quality of life for residents.
Friendly Staff
Palm Desert Senior Living Kauai Cottage
4 from 3 reviews
Addie Meedom House (AMH) is praised for its dedicated and loving staff providing exceptional care, though some concerns about staff turnover and cleanliness have been raised.
Staff Kindness
Astoria Care Home
5 from 1 review
$3,109 per month
Vivante offers a caring community with exceptional staff, outstanding cuisine, meticulous facilities, robust safety measures, and diverse amenities that promote a fulfilling and active lifestyle for retirees.
Senior Hope Manor
5 from 1 review
A daughter's review highlights that a supportive assisted living facility provided her mother with exceptional personalized care, a welcoming home-like environment, spacious and tidy rooms, strong community connections, and excellent accessibility features, ultimately offering peace of mind to the family.
Desert Lily Home Care I
1 from 1 review
Raphael's facility is plagued by poor preparedness, neglectful staff behavior, inadequate food quality, health hazards from smoke exposure, and a lack of owner involvement, making it unsuitable for anyone seeking dependable care.
Emerald Rose Garden
Emerald Rose Garden in Palm Desert, CA, offers a supportive assisted living environment with personalized care, delicious meals, engaging activities, and convenient amenities, but may lack privacy due to communal living.
Shadow Palms Manor
$3,500 per month
Shadow Palms Manor in Palm Desert, CA, offers a warm environment with dedicated staff and various amenities, but may lack 24/7 healthcare supervision and extensive recreational activities.
Casa De Harkness
Casa De Harkness in Palm Desert, CA, offers a cozy environment with personalized care, but may lack extensive luxury amenities and recreational options typical of larger communities.
Bella Casa 2
Bella Casa 2 in Palm Desert, CA, offers comfortable accommodations, personalized care, and a variety of activities, but may not cater to those seeking extensive onsite medical services or specialized therapies.
Accent Loving Personal Care II
$2,500 per month
Accent Loving Personal Care II in Palm Desert, CA, offers a supportive assisted living environment with various amenities and care services but may require transportation for medical appointments and lacks on-site spiritual services.
Hovley Care
Hovley Care in Palm Desert, CA, offers personalized care and support for seniors but may lack individualized attention due to the number of residents and may not accommodate every specific need or preference.
Britannia Lodge
Britannia Lodge in Palm Desert, CA offers a warm assisted living community with various care and support services, but it may have limitations for those seeking a more active social life as activities are scheduled rather than spontaneous.
Victoria Falls Home Care
Victoria Falls Home Care in Palm Desert, CA offers a range of assisted living services and amenities, but potential residents should consider the lack of personalized attention and possible limitations on independence.
Astoria Care Homes
4 from 1 review
$4,500 per month
This impeccably clean and thoughtfully designed facility offers a welcoming atmosphere with well-lit, organized common areas that promote social connections and enhance residents' overall well-being.
Palm Desert Senior Living Tahiti Cottage
$7,500 per month
Palm Desert Senior Living Tahiti Cottage offers personalized care services and a welcoming environment for seniors, but may lack extensive amenities and onsite medical personnel.
Desert Lily Home Care II
Desert Lily Home Care II in Palm Desert, CA, offers a warm environment with assisted living services and amenities like transportation for medical appointments and daily activities, but it does not specify availability or pricing details.
Desert Care
Desert Care in Palm Desert, CA provides assisted living services with amenities like meal preparation and housekeeping, but may have limited personalized care options or activities for residents seeking more engagement.
Avatar Retirement Home
4 from 1 review
This assisted living facility excels in cleanliness, has a beautiful courtyard, offers compassionate and personalized care from friendly staff, provides reliable transportation options, and fosters a strong sense of community among residents, ensuring a supportive environment for seniors.
Sun City Villa
Sun City Villa in Palm Desert offers a range of amenities and care services for assisted living, but it may lack in personalized care for complex health needs and individualized attention.
Victoria Falls Home Care 2
Victoria Falls Home Care 2 in Palm Desert, CA offers personalized assistance with daily living activities, nutritious meals catering to dietary needs, and engaging activities, but may lack availability of specialized services or higher levels of medical care.
Palm Desert Senior Living Maui Cottage
Maui Cottage in Palm Desert, CA offers a warm, supportive environment for seniors with spacious accommodations and personalized care, but may lack options for more independent activities and spontaneity due to its structured daily schedule.
Caring Hearts For Elderly
Caring Hearts for Elderly in Palm Desert, CA offers comfortable accommodations, nutritious meals, social activities, and personalized care, but potential residents should consider how well the facility addresses their specific needs and preferences.
St. Mary's Love And Care Home
$2,500 to $3,800 per month
St. Mary's Love and Care Home offers a comprehensive range of amenities and personalized support for seniors, though it may lack extensive nearby entertainment options and can feel isolated due to its residential setting.
Palm Desert Senior Living
Palm Desert Senior Living in Palm Desert, CA offers personalized assisted living services, engaging activities, and convenient amenities, though it may not cater to specific memory care needs or provide extensive healthcare facilities on-site.
Petunia Royale Assisted Living
Petunia Royale Assisted Living in Palm Desert, CA offers a comfortable environment with personalized care services and convenient access to nearby cafes, pharmacies, physicians, and hospitals; however, it may lack some specialized medical resources on-site.
Trinity Gardens On Portola
Trinity Gardens On Portola in Palm Desert, CA, offers a supportive environment and personalized care for seniors but may lack certain amenities or activities that more comprehensive assisted living facilities provide.
Angelicum
$2,000 to $3,000 per month
Angelicum in Palm Desert, CA, is a board and care home offering comprehensive services, comfortable living spaces, nutritious meals, assistance with daily activities, and scheduled activities for residents' well-being.
Sagewood Residential Care
Sagewood Residential Care in Palm Desert, CA offers a comfortable and supportive assisted living environment with personalized care services, engaging activities, and convenient access to local amenities, though it may lack certain specialized healthcare facilities on-site.
Mirage Hope Manor
$2,500 to $3,600 per month
Mirage Hope Manor in Palm Desert, CA, offers a variety of personalized care services and engaging activities in a comfortable environment, but potential residents may find limited information about pricing or availability.
Palm Desert Senior Living Oahu Cottage
Palm Desert Senior Living Oahu Cottage offers a comfortable, home-like environment with personalized care services, but may have limited access to specialized medical facilities and resources on-site.
Kelly's Place 2
Kelly's Place 2 in Palm Desert, CA, offers a supportive assisted living environment with modern amenities and tailored care services, but the community may feel overwhelming for residents seeking quieter or more private living spaces.
Comforts Of Home Residential Care
Comforts Of Home Residential Care in Palm Desert provides personalized assisted living services in a welcoming and homely environment, including nutritious meals, housekeeping, medication management, and daily activities for seniors.
Great Staff
Brookdale Mirage Inn
4.5 from 112 reviews
$3,895 to $5,700 per month
Brookdale Mirage Inn is highly regarded for its welcoming atmosphere, attentive staff, beautiful and clean facilities, inclusive services, and engaging activities that enhance the quality of life for residents.
Excellent Care
La Bella Gardens
5 from 2 reviews
$3,800 to $4,200 per month
La Bella Gardens offers a beautifully maintained, accessible environment with compassionate caregivers, excellent collaboration with hospice services, engaging activities, and open communication with families, making it an exceptional choice for assisted living care.
Great Staff
Bayshire Rancho Mirage
3.9 from 66 reviews
$2,600 to $4,800 per month
Bayshire Rancho Mirage offers a range of social activities and spacious living environments, but suffers from reported cleanliness issues, staff responsiveness concerns, and inconsistent care quality that potential residents should carefully consider.
Beautiful Grounds
Md Premier Care Home
5 from 1 review
MD Premier Luxury Senior Home offers a serene, beautifully maintained environment with personalized care from dedicated staff, nutritious dining options, and strong family oversight, making it an exceptional choice for seniors seeking quality assisted living.
Patient Staff
Vista Cove At Rancho Mirage
4.8 from 11 reviews
$4,250 to $4,400 per month
Vista Cove at Rancho Mirage is a compassionate assisted living community with a warm, homey environment, attentive staff, delicious meals, engaging activities, and strong leadership that prioritizes resident well-being and fosters meaningful connections.
Cleanliness
Caleo Bay Memory Care & Transitional Assisted Living
4.6 from 35 reviews
$5,000 to $7,300 per month
Caleo Bay is praised for its attentive and compassionate staff, personalized care in a welcoming environment, engaging activities that foster community, and excellent communication with families, making it a standout choice for those seeking assisted living.
Great Staff
The Palms at LaQuinta
4.4 from 34 reviews
$4,550 to $7,500 per month
The Palms at La Quinta offers a vibrant, community-focused environment with dedicated staff, varied activities, and areas for improvement in meal quality and admissions processes, making it a promising option for those seeking assisted living.
Cleanliness
Atria Rancho Mirage Terrace
4.2 from 53 reviews
$2,095 to $3,395 per month
Rancho Mirage Terrace offers a clean and engaging environment with friendly staff but faces challenges in communication, staffing shortages, meal service timeliness, and resident engagement that potential residents should consider.
Knowledgeable Staff
Senior Home Professional Care 1
5 from 6 reviews
$2,200 to $3,500 per month
Senior Home Professional Care offers a compassionate and accommodating environment with attentive caregivers, flexible pricing, and positive family experiences across both locations, making it a highly recommended option for assisted living.
Great Staff
Absolute Desert Care II
4 from 8 reviews
$3,000 per month
Absolute Desert Care is highly recommended for its excellent service, friendly and compassionate staff, delicious meals, and welcoming atmosphere, making it a comforting choice for families seeking assisted living for their loved ones.
Mountain View Residential Care For The Elderly
5 from 2 reviews
$2,800 to $4,000 per month
Mountainview Residential Care Facility is praised for its compassionate and attentive staff who create a supportive, resident-centered environment that fosters both physical recovery and emotional well-being.
Del Oro Residential Care
4.3 from 4 reviews
$3,500 to $5,000 per month
Two families' experiences in seeking Assisted Living highlight the importance of personalized, compassionate care in facilities with dedicated staff, while also emphasizing the need for thorough evaluation to find a suitable match for specific needs.
Cleanliness
Goldluxury Villa
4.5 from 4 reviews
$2,800 to $3,800 per month
This highly praised assisted living facility offers a nurturing, family-oriented environment with exceptional quality of care and cleanliness, though it lacks 24-hour supervision, which potential clients should consider based on their loved ones' needs.
Individualized Care
AM/PM Assured Care
5 from 1 review
$3,500 to $4,000 per month
AM/PM Assured Care offers a warm, inviting atmosphere, personalized attention from attentive staff in a smaller facility, and compassionate interactions that significantly enhance the quality of life for residents.
Senior Home Professional Care II
5 from 2 reviews
$2,200 to $3,500 per month
A well-designed establishment can enhance the dining experience by creatively reflecting cultural heritage while considering diverse aesthetic preferences to create an inviting and comfortable atmosphere for all patrons.
Private Room
Loving Care Living
3 from 4 reviews
$3,800 to $4,000 per month
Reviews of residential care facilities reveal a stark contrast between one with severe understaffing and inadequate care, risking resident safety, and another praised for its compassionate environment, attentive staff, and strong communication with families.
Clean Facility
Monticello Senior Care In La Quinta
4.5 from 4 reviews
$3,000 to $4,000 per month
Monticello Senior Care in La Quinta is highly praised for its personalized, compassionate care, cleanliness, spacious and inviting environment, and dedicated staff, making it an excellent choice for families seeking quality assisted living services.
The Palms At La Quinta Senior Living
2.5 from 2 reviews
Reviews of The Palms at La Quinta Assisted Living highlight a well-maintained facility with friendly staff and appealing amenities, but also raise concerns about emergency response protocols, cleanliness, staff-resident interaction, and activity programming.
Great Staff
Pacifica Senior Living Palm Springs
4.7 from 112 reviews
$3,100 to $4,200 per month
Pacifica Senior Living Palm Springs offers a welcoming, homelike atmosphere with compassionate and attentive staff, well-maintained grounds for outdoor activities, and a dining area that resembles a charming restaurant, making it a supportive community for residents.
Personalized Care
Desert Cottage II
4.2 from 14 reviews
$4,200 to $6,250 per month
Desert Cottages is highly praised for its compassionate care, attentive staff, and welcoming environment, making it a standout choice for families seeking quality assisted living options.
Cleanliness
Blessed Jera Homecare
5 from 4 reviews
$2,300 to $3,770 per month
Finding the right assisted living facility involves prioritizing personalized care and emotional connections, as families have highlighted the importance of attentive staff, clean environments, and compassionate support in enhancing their loved ones' well-being.
Cleanliness
Desert Cottage
4.1 from 15 reviews
$4,200 to $6,250 per month
Desert Cottages has received mixed reviews for its cleanliness and friendly staff, but concerns about improper care, lack of communication, and high costs suggest families should carefully research the facility before making a decision.
Well Maintained
Desert Queen Senior Home Care
5 from 1 review
This well-maintained assisted living facility provides personalized care, a nurturing environment, attentive staff, and a strong sense of community, ensuring elderly residents feel valued and comfortable throughout their lives.
Four Seasons Elderly Care Home
3.3 from 3 reviews
$2,500 to $3,200 per month
This six-bed assisted living facility stands out for its attentive care, qualified staff, regular family communication with updates and photos, and community-building events like a Christmas party, despite limitations in space and shared amenities.
Desert Cypress Eldercare
2 from 1 review
$3,500 to $4,000 per month
Recent reviews of Desert Cottages highlight negative aspects such as poor staff communication, inconsistent cleanliness standards, and an unusual atmosphere with residents appearing lethargic during the day.
Small Community
Desert Cove Boutique Assisted Living
3.5 from 4 reviews
Desert Cove Boutique Assisted Living, while appealing for its intimate size and affordable pricing, faces criticism for limited activities, inconsistent meal quality, high staff turnover, and management challenges that may affect overall resident care.
Great Staff
Stonewall Gardens
4.7 from 32 reviews
$2,995 to $5,450 per month
Stonewall Gardens is a welcoming assisted living facility in Palm Springs that offers personalized care, a strong sense of community, excellent dining options, and specialized support for LGBTQ+ individuals, fostering an uplifting environment where residents thrive.
Desert Skys Board & Care
5 from 2 reviews
Desert Sky's Board and Care, led by Nenita Koch, is highly praised for its exceptional personalized care and supportive environment that significantly enhances residents' physical and mental well-being.
Friendly Staff
Windsor Court Assisted Living
3.8 from 38 reviews
$3,800 to $7,000 per month
Windsor Court Assisted Living is praised for its friendly staff, engaging activities, and pleasant environment, though some concerns exist regarding communication, food variety, and recent management turnover.
Friendly Staff
Hallmark-Palm Springs
4.1 from 17 reviews
$2,500 to $3,200 per month
Hallmark-Palm Springs is praised for its caring staff and spacious accommodations, but concerns about value for money, staff turnover, and inconsistent service quality may challenge its appeal to prospective residents seeking assisted living.
Great Caregivers
Carino's Quality Home Care
5 from 3 reviews
$3,000 to $3,500 per month
Carino's Residential Home is highly praised for its exceptional, compassionate caregivers, impeccable cleanliness, attentive personal care, and strong communication with families, making it an excellent choice for those seeking quality assisted living.
Homey Environment
Kenneth Slaman
3.5 from 6 reviews
$3,200 to $3,350 per month
Reviews of Loving Care Assisted Living reveal a mix of experiences, with some families highlighting concerns about medication management and isolation among residents, while others celebrate the friendly staff, reasonable costs, and supportive environment that fosters companionship.
Cleanliness
Summer House
5 from 2 reviews
$2,900 to $3,900 per month
Summer House is an exemplary assisted living facility known for its exceptional cleanliness, compassionate staff, nutritious meals, and engaging activities that foster a warm and caring community atmosphere.
Carino's Quality Home Care II
1.8 from 4 reviews
$2,700 to $3,700 per month
Carinos Quality Home Care has faced serious criticism for inadequate communication about COVID-19 infections, leading to unsafe conditions for residents, along with concerns over food quality and transparency regarding caregiver health issues.
Small Community
Desert Cottage III
4 from 4 reviews
$4,200 to $6,250 per month
This community offers personalized care and a cheerful atmosphere, but potential residents should assess cleanliness and available amenities during a tour.
Trustworthy
Leisure Living Home And Care
3.7 from 3 reviews
$3,200 to $4,200 per month
Leisure Living Home and Care is a reliable care company praised for its strong communication and genuine caring, though potential clients should be cautious of possible abrupt changes in agreements.
Clean Facility
Paradise Guest Ranch
3.9 from 7 reviews
$1,800 to $4,000 per month
Paradise Guest Ranch presents a mixed bag of experiences, with some families reporting alarming neglect and inadequate care while others highlight attentive staff and a pleasant environment, suggesting potential clients should thoroughly evaluate individual circumstances before choosing this facility.
Kind Staff
Retreat Las Palmas
5 from 1 review
$1,600 to $1,800 per month
This exceptional facility excels in compassionate care, fostering emotional connections, and ensuring every resident feels valued through the dedicated support of its empathetic staff.
Loving Environment
Mountain View Manor
4.1 from 10 reviews
$2,800 to $3,800 per month
Mountain View Manor in Desert Hot Springs is praised for its warm staff, personalized attention, cleanliness, modern amenities, and quality dining experiences, making it a desirable option for seniors seeking an inviting and supportive living environment.
Cleanliness
Desert Cove Assisted Living at Desert Hot Spr
4.2 from 6 reviews
Mountain View Manor in Desert Hot Springs offers a modern, well-maintained facility with stunning views, exceptional staff, and resort-style dining, making it an ideal choice for assisted living.
Responsive Management
High Desert Residential Care
3.7 from 6 reviews
$3,000 to $3,800 per month
When selecting an assisted living facility, it's essential to consider not only the appealing exterior but also the limited activities, mixed reviews on nutrition and cleanliness, and the need for improved staffing and engagement opportunities for residents.
Lighthouse Memory Care
Lighthouse Memory Care in Palm Springs, CA offers a supportive environment for seniors with limited activities and possibly high dependence on staff for daily living tasks.
Angel Care
Angel Care in La Quinta, CA offers a comfortable living environment with personalized care services and convenient amenities, but may lack extensive recreational activities or a more diverse community engagement program.
Desert Breeze Senior Living I
Desert Breeze Senior Living I in Desert Hot Springs, CA offers personalized care services for seniors in a comfortable setting, but may lack certain specialized care options and have limited information on costs or activity variety.
Graceville Estate
$2,300 to $3,500 per month
Graceville Estate in La Quinta, CA offers personalized care services and amenities for seniors but may lack some independence due to its structured environment and reliance on staff for daily activities.
Dolores Homecare II
Dolores Homecare II in Cathedral City, CA offers assisted living services with comprehensive amenities and care, though it may not cater to those seeking extensive personal furnishings or high levels of privacy.
Assurance Home 2
$3,000 to $3,900 per month
Assurance Home 2 in Palm Springs, CA, offers a comfortable environment for seniors with comprehensive care services, but may not provide enough options for those seeking more active engagement or specialized therapies.
Victoria Falls Home Care
Victoria Falls Home Care in Rancho Mirage, CA provides comfortable living and personalized support for seniors, although it may lack extensive medical facilities on-site.
Canyon Trail Senior Home Care
$2,550 per month
Canyon Trail Senior Home Care offers a supportive living environment for seniors with amenities like communal dining and outdoor spaces, but potential residents should consider the limited information about personalized care plans or specialized activities.
Mary Grace Loving Care
Mary Grace Loving Care in Cathedral City, CA offers a supportive assisted living environment with essential services like meal preparation, housekeeping, and transportation, but potential residents should be aware that the community may lack certain amenities or activities that could enhance daily life.
Montage At Mission Hills
Montage At Mission Hills offers a homely atmosphere with comfortable living spaces, personalized care services, and engaging activities, but may pose challenges for those seeking more independence due to its structured environment.
Majintin Ville
4 from 1 review
$2,000 to $3,000 per month
Our premier private home care facility offers 24/7 personalized support, engaging activities, nutritious meals, and comprehensive assistance with appointments and medication management for a comfortable and fulfilling experience for elderly residents.
Resources for seniors in Palm Desert, CA
The Riverside Office on Aging, located in Palm Desert, CA, is a dedicated Area Agency on Aging that offers essential case management services for seniors. By assisting individuals in assessing their care needs and facilitating long-term care placements, this agency plays a vital role in supporting the aging population. In addition to these services, the Riverside Office on Aging administers the Long-Term Care Ombudsman program, which advocates for seniors residing in assisted living facilities. The ombudsman serves as a crucial resource, helping seniors address and resolve concerns or complaints related to their care. For more information or assistance, seniors can contact them at (877) 932-4100.
The County of Riverside Veterans Services, located in Palm Desert, CA, is dedicated to assisting veterans in accessing important state and federal financial aid. This organization provides valuable resources such as free legal clinics that educate older adults on various topics, including health care, consumer law, and estate matters. Additionally, the veteran center serves as a vital connection for service members, linking them to essential medical and mental health services to support their overall well-being. For more information or assistance, veterans can reach out to the center at (951) 955-3060.
Riverside Legal Aid, located in Palm Desert, CA, is dedicated to providing essential legal support to low-income and elderly individuals. Through their services, eligible clients can access free legal information and representation for a range of civil matters, including guardianships and debt collection. Additionally, the office offers specialized assistance for victims of elder abuse, ensuring that vulnerable members of the community receive the guidance and advocacy they need. For more information or to seek help, you can contact them at (951) 682-7968.
Considerations for seniors living in Palm Desert, CA
Warm and sunny weather: Palm Desert enjoys a year-round warm and sunny climate, which is ideal for seniors with joint pain and other conditions that can worsen in cold weather.
Access to healthcare: Palm Desert has world-class healthcare facilities that cater to the needs of seniors, including Eisenhower Health, One Medical, and The Center at Palm Desert.
Active lifestyle: Seniors living in Palm Desert have access to various outdoor activities like golfing, hiking, swimming, and biking.
Vibrant community: There are several vibrant communities in Palm Desert that offer seniors opportunities to socialize and engage with other members of their age group.
Cultural events: The city offers several cultural events throughout the year, including music festivals, art walks, and theater performances.
Easy access to amenities: Seniors living in Palm Desert have easy access to supermarkets, shopping centers, restaurants, and other amenities that make daily life more comfortable.
Affordable living costs: Compared to other major cities in California, Palm Desert has relatively affordable living costs for seniors looking to retire on a budget.
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