102 memory care facilities in Placerville, CA have costs between $1,800 to $9,870, have input from 1,297 reviews, and 95% have photos. Seniors in a memory care facility would appreciate Placerville, California, for its serene environment and vibrant community activities designed for their engagement and well-being. The city features the historic El Dorado County Courthouse, which often hosts events that encourage social interaction among seniors, while the nearby Placerville Senior Center offers various programs including health workshops and arts and crafts sessions tailored to elderly residents. Additionally, the beautiful surroundings of the Sierra Nevada foothills provide numerous opportunities for gentle outdoor activities that promote physical wellness and cognitive stimulation.
Eskaton Village Placerville is a highly regarded memory care community known for its inviting atmosphere, well-maintained facilities, attentive staff, engaging activities, and quality dining experiences that foster comfort and connection among residents.
Cleanliness
Sunshine Manor
3.9 from 27 reviews
Sunshine Manor Elder Care offers a cozy, community-oriented environment with compassionate staff and home-cooked meals, though potential residents should consider limited activities and older infrastructure affecting mobility and safety.
Excellent Staff
Gold Country Health Center
4 from 4 reviews
Gold Country Health Center in Placerville, California, offers strong healthcare support and communication for families, but some visitors express concerns about its institutional atmosphere and privacy issues in shared spaces, which may not suit individuals with memory care needs.
Helpful Staff
Valley View Guest Home
4 from 4 reviews
$2,700 per month
Navigating the search for a suitable memory care facility can be overwhelming, but with professional guidance like Bev Stricklin's and compassionate proprietors, families can find supportive environments that prioritize their loved ones' well-being.
Great Staff
Ponte Palmero
4.5 from 86 reviews
$4,350 to $5,900 per month
Ponte Palmero is a highly regarded senior living community known for its attentive staff, strong personal connections with residents, quality dining experience, engaging activities, and a clean, well-maintained environment that fosters emotional wellness and supports active lifestyles.
Family Atmosphere
Blissful Gardens
4.9 from 8 reviews
$1,995 to $3,500 per month
Blissful Gardens is highly praised for its exceptional, compassionate staff, personalized care in intimate settings, engaging activities, and strong communication with families, making it a welcoming choice for memory care.
Apple Country Care Home
1 from 1 review
Apple Country Care Home exhibited significant shortcomings in staff behavior, communication, accessibility for residents with mobility issues, and lack of organized activities, ultimately creating an unsupportive environment for residents.
Amazing Care
Woodridge Place
4 from 7 reviews
$2,295 to $3,095 per month
Woodridge Place is a small, nurturing memory care facility that offers individualized attention and compassionate care in a homelike environment, though families noted potential improvements in activity engagement and daytime staffing levels.
Beautiful Environment
New West Haven II
4 from 4 reviews
$2,600 to $3,550 per month
While New West Haven offers a clean, vibrant environment and a variety of social activities, it may not be suitable for individuals requiring specialized memory care or intensive medical support.
Family Care
Hulbert Ranch
5 from 1 review
$3,500 to $4,500 per month
This exceptional memory care facility is renowned for its compassionate staff, personalized care, vibrant community activities, and serene environment that together promote the holistic well-being of residents.
Personalized Care
Whispering Pine
4.2 from 9 reviews
$4,500 per month
Whispering Pine offers compassionate care and personalized management for residents with advanced cognitive conditions, highlighted by quality food and a nurturing environment, but faces criticism for limited engagement activities and serious lapses in care standards.
Great Staff
Cogir of Folsom
4.5 from 31 reviews
$2,495 to $5,000 per month
Cogir of Folsom offers a clean and aesthetically pleasing environment with caring staff and engaging activities, but suffers from communication issues and lost personal items, while Empire Ranch provides strong familial connections, excellent safety measures, and enriching programs for residents.
Friendly Staff
Oakmont of El Dorado Hills
4 from 38 reviews
$4,495 to $8,995 per month
Oakmont of El Dorado Hills offers a clean, engaging environment with diverse activities and friendly staff, but families should be cautious about potential communication issues and unexpected costs affecting care services.
Cleanliness
Elite Elder Care
3.5 from 15 reviews
$5,000 to $5,500 per month
Elite Elder Care is praised for its compassionate staff and welcoming environment, but potential clients should be aware of concerns regarding meal quality, room sizes, resident autonomy, communication barriers, and medical oversight.
Cleanliness
Royal Garden
4.2 from 6 reviews
$5,000 per month
This family-run memory care facility is praised for its attentive staff, cleanliness, variety of meal options, and overall resident satisfaction, though it could benefit from more diverse activities and outdoor spaces.
Clean Facility
Oakmont Of Folsom
4.5 from 65 reviews
$4,595 to $6,495 per month
Oakmont of Folsom is a highly regarded memory care facility known for its compassionate staff, engaging activities tailored to residents' abilities, delicious meals, and a nurturing community atmosphere.
Great Staff
The Pavilion At El Dorado Hills
3.8 from 6 reviews
$4,725 to $6,815 per month
The Pavilion at El Dorado Hills is praised for its attentive staff and beautiful environment, but potential residents should consider staffing levels when seeking a Memory Care facility.
Family Involvement
CountryHouse Residence for Memory Care at Granite Bay
5 from 23 reviews
$5,495 to $6,495 per month
Country House at Granite Bay is highly recommended for its compassionate and attentive staff, individualized care, engaging activities, delicious cuisine, and beautiful setting, all of which prioritize the well-being of memory-challenged seniors.
Friendly Staff
Brookdale Folsom
4.1 from 93 reviews
$3,610 to $6,675 per month
Brookdale Folsom is a well-regarded senior living facility known for its attentive staff and vibrant community, offering engaging activities and comfortable accommodations, though families should consider safety concerns reported by some residents.
Compassionate Staff
Adina Home Care
4.3 from 11 reviews
$2,500 to $3,000 per month
Adina Care Home is highly praised for its compassionate, personalized memory care, exceptional cleanliness, nutritious meals, and strong family communication led by dedicated owners Nic and Eliana.
Friendly Staff
Prairie City Landing
4.6 from 19 reviews
$3,500 to $7,200 per month
Prairie City Landing is highly praised for its welcoming environment, attentive staff who foster a sense of community, engaging activities, and well-maintained facilities, making it an excellent choice for families seeking a supportive memory care facility.
Friendly Staff
Sunrise of Rocklin
4.7 from 58 reviews
$4,500 to $9,870 per month
Sunrise of Rocklin is praised for its caring and dedicated staff, engaging activities that foster community, and a bright, inviting atmosphere, making it a potentially warm and supportive environment for memory care residents.
Attentive Staff
Almond Gardens
5 from 3 reviews
$3,500 to $4,000 per month
Almond Gardens is highly recommended for its compassionate, individualized care in a clean and charming environment with a close-knit community atmosphere, providing both comfort and dignity for residents.
Home Like Environment
The Villa
4.2 from 6 reviews
$3,500 to $4,000 per month
The Villa is a highly praised senior living community known for its exceptional care, warm atmosphere, and engaging activities, although some residents suggest enhancing emotional support for better individualized attention.
Clean
American River Home Care II
5 from 3 reviews
$2,500 to $3,500 per month
This exceptional Memory Care facility boasts outstanding cleanliness, a thoughtfully designed layout that fosters social interaction, on-site dedicated staff available 24/7, beautiful landscaped gardens for relaxation and exercise, and a compassionate management team committed to residents? well-being.
Cleanliness
A.R.C. Manor of Folsom
4.7 from 9 reviews
$2,500 to $3,500 per month
ARC Manor of Folsom is highly regarded for its compassionate, personalized care, dedicated staff, clean environment, and effective communication with families, making it an excellent choice for those seeking memory care.
Friendly Staff
Placer Starcare
4.8 from 13 reviews
$4,999 to $6,000 per month
Placer StarCare stands out for its compassionate, individualized care in a warm, home-like environment, fostering strong relationships between dedicated staff and residents, along with transparent pricing and high-quality, home-cooked meals that prioritize emotional support and overall well-being.
Friendly Staff
Sierra Ridge Senior Living
4.5 from 33 reviews
$4,595 to $6,695 per month
Sierra Ridge Memory Care is highly recommended for its dedicated staff, engaging programs, excellent communication with families, and specialized care for residents' unique needs despite some concerns about cost and potential rate increases.
Cleanliness
Hidden Lake Care Home
5 from 2 reviews
$3,500 to $6,000 per month
Hidden Lake Care Home offers a warm, intimate environment with personalized attention, a focus on cleanliness, companionship among residents, and dedicated caregiver support, making it an appealing choice for families seeking memory care.
Orbison Oasis Home Care
4.7 from 3 reviews
Orbison Oasis Home Care offers exceptional individualized care that significantly improves residents' health and quality of life, making it a highly recommended option for families seeking a supportive environment for their loved ones in memory care.
Professional
Arcely J Pua Homecare
4.5 from 4 reviews
$3,500 to $4,500 per month
This facility offers exceptional individualized care, excellent medical attention, a clean and inviting environment, and delicious "home-cooked" meals, making it an ideal choice for those seeking Memory Care services.
Excellent Care
Granite Bay Villa
5 from 3 reviews
$2,865 per month
Granite Bay Villa is a cozy and attentive memory care facility offering a safe environment, friendly staff, social engagement opportunities, and prompt responses to urgent needs, making it an excellent choice for individuals with dementia.
Great Staff
Summerfield of Roseville Memory Care
4.7 from 61 reviews
$3,700 to $4,600 per month
Both Summerfield of Roseville Memory Care and Somerford Place are praised for their attentive staff, nurturing environments, effective communication, and personalized care that fosters a strong sense of community and enhances residents' well-being.
Friendly Staff
Sunrise Of Fair Oaks
4.5 from 63 reviews
$4,000 to $6,000 per month
Sunrise of Fair Oaks is praised for its exceptional, compassionate staff who foster strong relationships with residents, creating a supportive and engaging community ideal for those seeking Memory Care solutions.
Supportive Environment
Senior Care Villa Of Loomis
4.4 from 11 reviews
$4,800 to $5,000 per month
Senior Care Villa offers compassionate and attentive memory care with excellent communication for families, a supportive atmosphere, and engaging activities to enhance residents' quality of life.
Great Food
Sterling Court At Roseville
4.6 from 48 reviews
Sterling Court at Roseville is praised for its compassionate staff, engaging community atmosphere, excellent cleanliness, and commitment to resident activities, making it a supportive environment for memory care.
Attentive Care
CountryHouse At Folsom
4.3 from 3 reviews
CountryHouse-Folsom offers a secure and engaging environment for memory care residents, with well-trained staff, clean facilities, and a focus on social activities and individualized attention.
CountryHouse at Folsom
3.8 from 4 reviews
$5,295 to $6,195 per month
CountryHouse Folsom is a highly regarded memory care facility known for its compassionate staff, clean environment, and tailored activities, though some families suggest enhancements in communication regarding medical updates and dietary accommodations.
Friendly Staff
Loomis Home Care
3.7 from 7 reviews
$2,500 to $4,000 per month
Loomis Home Care is praised for its engaging activities, strong sense of community, clean environment, and quality meals, though some negative feedback exists regarding the owner's demeanor.
Clean
Brookdale Auburn
4.1 from 48 reviews
$4,130 to $7,640 per month
Brookdale Auburn offers a clean environment and engaging activities with friendly staff, but concerns about communication lapses in care and management oversight may be critical for those considering it for memory care needs.
Great Staff
Oakmont Of Roseville
4.5 from 53 reviews
$3,595 to $9,295 per month
Oakmont of Roseville features a modern facility, attentive staff, and engaging activities for residents with memory care needs, but potential clients should be aware of concerns regarding staffing levels, pricing, and the importance of thorough research.
Personalized Care
Golden Moments Care Home Winding Way
5 from 9 reviews
$6,500 per month
Golden Moments Care Home and Winding Way Villa are highly recommended Memory Care facilities known for their compassionate staff, strong resident-caregiver connections, immaculate living conditions, engaging activities, serene outdoor spaces, and responsive management that collectively foster a nurturing environment for residents.
Friendly Staff
Oakmont of Fair Oaks
4.4 from 40 reviews
$4,195 to $8,495 per month
Oakmont of Fair Oaks offers a caring staff and engaging community atmosphere, but potential residents should consider concerns regarding inconsistent housekeeping, limited activities, staff responsiveness, financial transparency, and noise disruption.
Great Staff
Almond Heights
4.2 from 66 reviews
$4,650 to $6,250 per month
Almond Heights Senior Living offers a warm atmosphere and dedicated staff but faces challenges with staff turnover, inconsistent care, and medication management that potential residents should consider carefully.
Lots Of Activities
Oakwood Village
4.2 from 11 reviews
$2,725 to $3,995 per month
Oakwood Village offers a welcoming community with a strong emphasis on cleanliness, attentive staff, diverse activities, and good food options, but some reviews raise concerns about care consistency and management effectiveness that potential residents should consider.
Great Food
WellQuest of Granite Bay
4.4 from 8 reviews
$4,845 to $8,095 per month
WellQuest of Granite Bay is highly regarded for its compassionate memory care unit, engaging activities, personalized touches like resident memorabilia, and family-friendly technology, all contributing to a warm and supportive environment for those with cognitive impairments.
Great Staff
Summerfield Memory Care Of Roseville
4.6 from 10 reviews
Both Summerfield of Roseville and Somerford Place of Roseville excel in providing welcoming atmospheres, attentive staff, engaging activities, cleanliness, and strong emotional support, making them excellent choices for memory care.
Peace Of Mind
Bright Horizons Care Home
4.4 from 12 reviews
$4,000 to $5,500 per month
Bright Horizons Care Home is highly praised for its intimate, compassionate environment and effective care coordination, making it a preferred choice for families seeking quality Memory Care, in contrast to other facilities that face issues with professionalism, engagement, and nutrition.
Cleanliness
Clara Care Home At Roseville
4.7 from 7 reviews
$2,900 per month
Spring Blossom Senior Care excels in individualized, compassionate memory care with attentive staff, strong communication, high-quality meals, and a clean environment, fostering a nurturing community for seniors.
Sunny Hill Home Care II
5 from 1 review
$5,500 per month
Sunny Hill, led by compassionate owners Gabriel and Gianina, offers a holistic approach to memory care with personalized activities, nutritious homemade meals, meticulous medication management, and a clean, attentive environment that enhances residents' physical and emotional well-being.
High Quality Care
Love and Divine Home Care
3.7 from 3 reviews
$4,500 per month
When choosing a memory care facility, families should prioritize environments with expert ownership, engaging daily activities, home-cooked meals, and a warm atmosphere, while also considering the need for personalization in living spaces to enhance residents' comfort and socialization.
Supportive Staff
Fair Oaks Villa Home Care
4.2 from 21 reviews
$4,000 per month
Fair Oaks Villa Home Care offers a mix of heartfelt caregiving and personalized attention in a family-like atmosphere, but potential clients should be aware of staffing challenges and limitations in medication management that may affect care for residents with high-acuity needs.
Splendor Oaks Senior Living #5
2.5 from 2 reviews
$5,500 per month
This community offers generally clean environments and enjoyable meals but faces significant challenges with communication policies, staff engagement, and activity programming that could impact the overall experience of residents and their families in a Memory Care setting.
Great Staff
M & M Senior Living
4.2 from 5 reviews
$4,000 per month
When searching for a memory care facility, prioritize security measures for wandering tendencies, effective communication among caregivers, and the quality of activities and meals, as evidenced by mixed experiences at various facilities like M & M Senior Living.
Excellent Care
Oakwood Village
4.2 from 6 reviews
$2,250 to $3,750 per month
When selecting a memory care facility, families should prioritize individual comfort, environmental ambiance, private amenities, staff attentiveness, and the adaptability of residents, as these factors significantly impact the quality of care and overall well-being of their loved ones.
Great Staff
Sungarden Villa I
5 from 3 reviews
$4,500 per month
A family shares a positive experience with a memory care facility that features compassionate staff, high cleanliness standards, fresh and nutritious meals, engaging cultural activities like live music performances, and organized outings that promote social interaction and mental stimulation for residents.
AAA Senior Care
5 from 1 review
$4,000 per month
Dina and Michael's memory care facility is a compassionate and nurturing haven where seniors receive exceptional, loving care and create lasting bonds within a supportive community.
Friendly Staff
Mountain View Senior Care
4.7 from 3 reviews
$4,800 per month
This community is praised for its friendly, supportive staff and welcoming atmosphere, fostering strong emotional well-being among residents while attentively catering to individual dietary needs.
Great Staff
Senior Garden
4.3 from 10 reviews
$3,000 to $3,500 per month
Senior Gardens is highly regarded for its exceptional, compassionate care, organized staff, engaging activities, and freshly prepared meals, making it a strong option for those seeking a Memory Care facility.
The Chalet
3.8 from 4 reviews
$3,500 to $4,000 per month
The Chalet in Orangeville offers a welcoming atmosphere with friendly staff, communal dining and engaging activities, but potential residents should consider issues like unpleasant odors and cramped room sizes when evaluating it as a Memory Care facility.
Community
Carlton Senior Living Orangevale
3.8 from 16 reviews
$3,476 to $6,232 per month
The Carlton offers a friendly environment with various activities but faces staffing and food quality issues, while Eskaton Fountain Wood Lodge provides customizable rooms and generally good food, although communication and staff consistency concerns exist.
Great Staff
Sola Gracia Angels Assisted Living
5 from 2 reviews
$4,000 to $5,000 per month
This facility offers attentive staff, engaging activities, socialization opportunities among residents, and beautiful gardens, creating a nurturing environment that feels like home.
Great Staff
Fair Oaks Senior Care
4.3 from 3 reviews
$3,500 per month
The facility excels in cleanliness, resident happiness, nutritious meals, and compassionate staff interactions, though it could improve on offering more engaging activities for residents.
La Serena House
5 from 1 review
$2,800 to $4,000 per month
La Serena House in Fair Oaks, CA offers a warm community with specialized memory care services, nutritious meals, engaging activities, and beautiful outdoor spaces, ensuring residents receive attentive support and a vibrant lifestyle.
Cleanliness
Glen Creek Villa II
4 from 8 reviews
$4,000 per month
Families seeking memory care facilities should prioritize environments that offer personalized, compassionate care and foster strong relationships between staff and residents in a clean, home-like setting.
Great Staff
Rocklin Home Care
3.7 from 3 reviews
$2,200 to $2,400 per month
When choosing a Memory Care facility, prospective families should prioritize not only cleanliness and staff presence but also the warmth of interactions, engagement activities, and overall atmosphere to ensure a nurturing environment for residents.
Aaa Care
5 from 1 review
$3,000 to $3,900 per month
This memory care facility is highly praised for its welcoming, home-like atmosphere, experienced and compassionate staff who provide personalized care tailored to individual needs, and beautiful surroundings that enhance residents' well-being and foster meaningful connections.
Attentive Care
All Seasons Hialeah
3.4 from 5 reviews
$4,950 per month
When selecting a memory care facility, consider smaller environments like Royalton of Fair Oaks, which offer low resident-to-staff ratios, individualized care plans, and attentive management to ensure the safety and well-being of residents with dementia.
Supportive Environment
Sungarden Villa III
5 from 1 review
$4,000 per month
This exceptional memory care community is renowned for its compassionate administrator, dedicated staff, transparent communication, and personalized attention, ensuring residents receive outstanding support and feel truly valued.
Supportive Environment
Cali Care Retirement Home 2
4.2 from 5 reviews
$5,800 to $6,500 per month
Families appreciate the attentive and kind staff at Hillside Manor, but express concerns about mobility accommodation and unclear pricing, highlighting the need for thorough evaluation based on individual health needs when seeking memory care options.
Personal Connection
Nora's Home Care 2
3 from 9 reviews
$3,500 to $4,000 per month
Reviews of various memory care facilities highlight the importance of attentive staff, effective communication, and a nurturing environment, with experiences ranging from positive improvements in residents' well-being to serious neglect and unmet needs.
Evergreen Estates
$2,500 to $3,000 per month
Evergreen Estates in Loomis, CA provides specialized memory care, but potential residents should be mindful of its reliance on nearby amenities for dining and entertainment options.
Gold Home 2
$3,500 to $4,500 per month
Gold Home 2 in Orangevale, CA may lack specialized memory care programming and activities tailored specifically for residents with memory impairments.
All Seasons
$3,495 to $3,995 per month
All Seasons in Orangevale offers memory care in a supportive environment with engaging activities and personalized assistance, but potential downsides include the need for coordination with external healthcare providers for medical needs and limited off-site amenities.
Granite Bay Estate
$4,500 per month
Granite Bay Estate in Granite Bay, CA, offers specialized memory care with personalized support, engaging activities, and nutritious dining, but may lack privacy and independence for residents.
CountryHouse At Granite Bay
$3,495 to $5,800 per month
CountryHouse at Granite Bay, while offering various amenities and care services, may lack sufficient specialized memory care resources and activities tailored specifically for those with dementia or cognitive impairments.
Loveland Care Givers
$2,800 to $4,000 per month
Loveland Care Givers in Newcastle, CA offers memory care services but may lack sufficient recreational activities or on-site healthcare facilities.
Granite Bay Villas I
$2,295 to $4,065 per month
Granite Bay Villas I offers specialized memory care but may lack extensive activities for cognitive stimulation and opportunities for social interaction due to its smaller size.
Phoenix Manor
Phoenix Manor in Fair Oaks, CA offers a supportive environment for memory care residents but may lack some privacy due to shared common areas and could face challenges in maintaining personalized attention amid scheduled activities.
Oxford Manor
4 from 2 reviews
The discussed rehabilitation facility is well-regarded for its care and amenities but may not be suitable for patients with significant supervision needs, particularly those with dementia, so families should consider this when selecting a Memory Care option.
A Loving And Divine Home Care
$5,000 per month
A Loving And Divine Home Care in Folsom, CA, offers specialized memory care for seniors with Alzheimer's or dementia, though it may lack variety in engaging activities and has limited nearby medical facilities.
Cana Place II
$3,300 per month
Cana Place II offers specialized memory care in Granite Bay, CA, but potential residents may face limitations in social engagement and activity options due to its focus on memory-related conditions.
Shockley Woods Loving Hearts
Shockley Woods Loving Hearts in Auburn, CA, offers memory care with specialized programs and services, but may not suit individuals seeking a highly stimulating environment or extensive outdoor activities.
Granite Bay Villas II
Granite Bay Villas II offers specialized memory care services with personalized mental wellness programs, but may present challenges during the moving process and might not cater to all dietary preferences.
Cana Place
$3,300 per month
Cana Place in Granite Bay, CA, offers memory care services with a focus on personalized care and daily activities, but residents may face a lack of privacy due to communal living and potential limitations in specialized memory support programs.
Elim Oaks
$4,500 per month
Elim Oaks in Folsom, CA may fall short for those seeking memory care due to its lack of specialized programming for cognitive decline and potential challenges in ensuring consistent engagement and stimulation for residents with memory impairments.
Lake View Terrace
$2,000 per month
Lake View Terrace in Auburn, CA offers memory care services with a focus on activities of daily living and specialized meal plans, but may lack some autonomy due to the structured environment.
A-1 Elderly Care
$3,500 to $4,500 per month
A-1 Elderly Care in Roseville, CA offers personalized assisted living services with amenities, activities, and transportation options for residents' convenience and comfort.
Elim Glen
Elim Glen in Granite Bay, CA, offers memory care services with 24/7 supervision and coordination of medical support but lacks specific details on specialized memory care programs and activities tailored for residents with cognitive challenges.
The Elderly Inn IV
The Elderly Inn IV in Fair Oaks, CA offers premier assisted living services including board and care home, memory care, and respite care in a comfortable community with a range of amenities, personalized care plans, social activities, and convenient access to essential services.
Considerations for seniors living in Placerville, CA
Mild Climate: Placerville experiences a mild climate, with temperatures ranging from 45-85 degrees Fahrenheit throughout the year. This makes it comfortable for seniors to spend time outdoors and engage in physical activities.
Beautiful Scenery: Placerville is surrounded by natural beauty, including the Sierra Nevada Mountains, El Dorado National Forest, and several lakes and rivers. This provides seniors with an opportunity to explore nature and stay active.
Health Care Facilities: Placerville is home to several reputable health care facilities, including Marshall Medical Center and Western Slope Health Center. Seniors can access quality medical care close to home.
Active Senior Community: Placerville has an active senior community that offers a variety of activities and events for seniors, such as fitness classes, crafts, games, and social outings.
Cultural Attractions: Placerville has several cultural attractions for seniors to enjoy, including art galleries, historic sites like the Gold Bug Mine and Museum, local wineries, and live music venues.
Accessible Transportation: The area is served by public transportation services like El Dorado Transit and Amtrak trains that can offer convenient travel options for seniors who may not be able or prefer not to drive.
Affordable Cost of Living: Placerville's cost of living is relatively affordable compared to other California cities of similar size providing opportunities for retirees on a budget to maintain a high quality of life without having financial stressors burdens them.