Charter Senior Living of Panama City Beach

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  • Interior

    A spacious dining area with elegant furniture and ambient lighting.
  • Outdoors

    A complex of red brick buildings with an American flag flying in the front, surrounded by trees and a paved driveway.
  • Decor

    A cozy living room with multiple couches and chairs arranged around coffee tables, illuminated by natural light from large windows.
  • Living Room

    A cozy living room with sofas, chairs, and tables arranged on a carpeted floor.
  • Building

    A school building with an American flag and a circular driveway.
  • Architecture

    Elegant building entrance with white columns and a covered walkway.
  • Bedroom

    A cozy bedroom with a television, open doors, and a patterned carpet.
  • Trees

    A residential building surrounded by landscaped greenery and parked cars under a clear blue sky.
  • Windows

    A spacious and well-lit interior space with comfortable seating and dining areas.
  • Dining

    A spacious and well-lit dining area with tables and chairs arranged neatly on a carpeted floor.
  • Landscaping

    A sunny courtyard with a pergola, benches, and well-maintained landscaping.
  • Kitchen

    A cozy kitchen with wooden cabinets, a white stove, and a teal teapot.
  • Lighting

    A well-lit dining room featuring multiple tables and chairs, adorned with chandeliers and carpet flooring.
  • Artwork

    A warmly decorated hallway with carpeted flooring, featuring red chairs and artwork on the walls.

Charter Senior Living of Panama City Beach

Charter Senior Living of Panama City Beach is an assisted living and memory care community in Panama City Beach, FL.

Information last verified:

6012 Magnolia Beach Rd, Panama City Beach, FL 32408

For more information about senior living options: (866) 208-4318

4.7 from 122 reviews
5 stars
100
4 stars
15
3 stars
4
2 stars
1
1 stars
2

Seniors.FYI Elite Community Awards

Top 5% Senior Living Community in 2017Top 5% Senior Living Community in 2018Top 5% Senior Living Community in 2022Top 5% Senior Living Community in 2023Top 5% Senior Living Community in 2024

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Charter Senior Living of Panama City Beach Costs & Pricing

Charter Senior Living of Panama City Beach offers competitive pricing for its various room types compared to the broader market in Bay County and the state of Florida. For instance, the semi-private rooms are priced at $2,900 per month, significantly lower than the county average of $3,398 and Florida's average of $3,009. Studio apartments are available for $3,350, again below both the county's rate of $4,329 and the state's average of $3,823. Interestingly, two-bedroom units are priced at $3,400 - a figure that aligns with Bay County but is noticeably more affordable than the statewide average of $4,711. Lastly, one-bedroom accommodations are offered at $4,400 per month; while this is slightly higher than Bay County's rate of $4,658, it remains under Florida's statewide average of $3,864. Overall, Charter Senior Living presents an appealing value for prospective residents seeking quality senior living options in a picturesque setting.

Floor plansCharter Senior Living of Panama City BeachBay CountyFlorida
Semi-Private$2,900$3,398$3,009
Studio$3,350$4,329$3,823
2 Bedrooms$3,400$3,400$4,711
1 Bedroom$4,400$4,658$3,864

Overall Review of Charter Senior Living of Panama City Beach

common 22 reviews mention this

Caring staff and responsive care

Residents and families repeatedly describe attentive, supportive staff.

Many reviews emphasize that staff feel caring and present, with examples like updates from memory care leadership, help coordinating outside appointments, and staff returning phone calls or answering questions. Several residents describe getting help with day-to-day needs like dressing, bathing, feeding, and staying engaged. A few reviews also mention that when concerns come up, the team takes steps to address them.

differentiator 7 reviews mention this

Memory care support feels steady

Memory care residents and families describe especially attentive support.

Multiple reviews specifically call out comfort in the memory care setting, including caregivers and memory care leadership being attentive, kind, and focused on residents’ well-being. Families describe feeling less worried because staff are actively involved, keep the environment clean and lively, and coordinate care needs. In at least one review, the director of the memory care unit is described as calling with updates and helping coordinate outside appointments.

common 7 reviews mention this

Food is a frequent highlight

Residents describe regular meals and often praise the food.

Several reviews mention dining as part of daily life, including hot meals served multiple times a day and meals being handled with support for residents. Some visitors describe the food during a tour as “fabulous” or that it smelled amazing. There are also a few food-related complaints, including comments that meals can feel bland or inconsistent.

common 10 reviews mention this

Activities help residents stay engaged

Residents frequently point to activities that keep them busy.

Reviews commonly describe engaging programming, including scheduled daily activities, group events, and outings. Several mention specific activity staff or an activities director, as well as residents exercising, playing games, or attending music and craft events. Families also note that activities can help residents avoid isolation and keep them feeling active.

caveat 3 reviews mention this

Care coordination, but staffing concerns

Care is often described as strong, with a few staffing and medication concerns.

Some reviews connect peace of mind to nursing support, including mentions of qualified nursing staff, assistance with medication-related needs, and improvements attributed to nursing care. At the same time, there are reviews describing medication administration issues and noting weekend staffing shortfalls. That combination means most families report good hands-on support, but a subset of experiences raise reliability concerns.

caveat 3 reviews mention this

Pricing can be a concern

Price is a recurring concern for prospective residents.

At least a few reviews describe cost as a “shock” or too steep compared with what families can afford. One review also notes cost increases and changes under new ownership, alongside a decline in certain experience elements. Even in reviews that recommend the community, affordability comes up as something families should plan for.

How we summarize

Counts show how many written reviews mention each theme; a review can touch several themes, and only frequently mentioned themes become a section.

Features

Housing

  • 60 resident community capacity 60 resident community capacity
  • 1-bedroom apartments 1-bedroom apartments
  • 2-bedroom apartments 2-bedroom apartments
  • Detached homes Detached homes
  • Studio apartments Studio apartments

Types of Care

  • Assisted Living Assisted Living
  • Independent Living Independent Living
  • Memory Care Memory Care

Pets

  • Cats allowed Cats allowed
  • Dogs allowed Dogs allowed

Amenities

  • Activities off-site Activities off-site
  • Activities on-site Activities on-site
  • Air-conditioning Air-conditioning
  • Beautician on-site Beautician on-site
  • Beauty salon Beauty salon
  • Cable or satellite TV Cable or satellite TV
  • Computer center Computer center
  • Devotional services off-site Devotional services off-site
  • Devotional services on-site Devotional services on-site
  • Dining room Dining room
  • Fitness room Fitness room
  • Full kitchen Full kitchen
  • Fully furnished Fully furnished
  • Gaming room Gaming room
  • Garden Garden
  • Ground floor units Ground floor units
  • Handicap accessible Handicap accessible
  • Housekeeping services Housekeeping services
  • Indoor common areas Indoor common areas
  • Kitchenette Kitchenette
  • Move-in coordination Move-in coordination
  • Outdoor common areas Outdoor common areas
  • Outdoor space Outdoor space
  • Private bathrooms Private bathrooms
  • Private patio, deck, or balcony Private patio, deck, or balcony
  • Respite or short term stays offered Respite or short term stays offered
  • Restaurant-style dining Restaurant-style dining
  • Small library Small library
  • Telephone Telephone
  • Wellness center Wellness center
  • Wheelchair accessible showers Wheelchair accessible showers
  • Wi-Fi/high-speed internet available Wi-Fi/high-speed internet available

Transportation

  • Panama City-Bay County International (5 miles away) Panama City-Bay County International (5 miles away)
  • Community operated transportation Community operated transportation
  • Transportation arrangement Transportation arrangement
  • Transportation arrangement (non-medical) Transportation arrangement (non-medical)

Care Services

  • 12-16 hour nursing 12-16 hour nursing
  • 24-hour call system 24-hour call system
  • 24-hour supervision 24-hour supervision
  • Activities of daily living assistance Activities of daily living assistance
  • Ambulatory care Ambulatory care
  • Assistance with bathing Assistance with bathing
  • Assistance with dressing Assistance with dressing
  • Assistance with transfers Assistance with transfers
  • Coordination with health care providers Coordination with health care providers
  • Dementia waiver Dementia waiver
  • Diabetes diet Diabetes diet
  • Diabetic care Diabetic care
  • High acuity care High acuity care
  • Hospice waiver Hospice waiver
  • Incontinence care Incontinence care
  • Meal preparation and service Meal preparation and service
  • Medication management Medication management
  • Mental wellness program Mental wellness program
  • Mild cognitive impairment Mild cognitive impairment
  • Special dietary restrictions Special dietary restrictions
  • Specialized memory care programming Specialized memory care programming
  • Transportation arrangement (medical) Transportation arrangement (medical)
  • Transportation to doctors appointments Transportation to doctors appointments

Dining

  • Diabetes diet Diabetes diet
  • Guest meals Guest meals
  • International cuisine International cuisine
  • Low / no sodium Low / no sodium
  • Meals provided Meals provided
  • No Sugar No Sugar
  • Restaurant style dining Restaurant style dining
  • Room service Room service
  • Special dietary restrictions Special dietary restrictions
  • Special dining programs Special dining programs
  • Vegetarian Vegetarian

Activities

  • Art classes Art classes
  • Bible study group Bible study group
  • Catholic services Catholic services
  • Community-sponsored activities Community-sponsored activities
  • Concierge services Concierge services
  • Cooking classes Cooking classes
  • Devotional activities offsite Devotional activities offsite
  • Devotional activities on-site Devotional activities on-site
  • Educational speakers / life long learning Educational speakers / life long learning
  • Fitness programs Fitness programs
  • Other religious services Other religious services
  • Planned day trips Planned day trips
  • Protestant services Protestant services
  • Resident-run activities Resident-run activities
  • Scheduled daily activities Scheduled daily activities
  • Visiting chaplain or priest Visiting chaplain or priest

Videos

Nearby Places of Interest

This area of Panama City Beach, Florida offers convenient access to essential amenities for seniors looking to relocate. With multiple pharmacies, such as Winn-Dixie, CVS Pharmacy, and Walgreens nearby, residents can easily access their medications and healthcare needs. Additionally, there are various dining options within a short distance, including Diego's Burrito Factory and Triple J Steaks & Seafood. For medical needs, there are reputable physicians like Myra Reed and Bay Walk-In Clinic in close proximity. The presence of St Andrews State Park provides opportunities for outdoor recreation and relaxation. In case of emergencies or specialized medical care, hospitals like Fort Walton Beach Medical Center and Columbia Hospital Limited Partnership are located within a reasonable distance. Overall, this area offers a well-rounded blend of convenience, healthcare services, dining options, and recreational opportunities for seniors considering senior living in Panama City Beach.

Pharmacies

  • Winn-Dixie (0.1 miles)
  • CVS Pharmacy (2.2 miles)
  • Walgreens (3.4 miles)
  • Winn-Dixie (3.4 miles)
  • CVS Pharmacy (4.9 miles)
  • CVS Pharmacy (5.2 miles)
  • Health Mart Pharmacy (5.4 miles)

Restaurants

  • Diego's Burrito Factory (0.2 miles)
  • McDonald's (0.3 miles)
  • Triple J Steaks & Seafood (0.4 miles)
  • Billy's Oyster Bar (0.5 miles)
  • J Michael's Restaurant (0.6 miles)
  • Sonic Drive-In (0.6 miles)
  • Captain Anderson's Restaurant (0.7 miles)

Physicians

  • Myra Reed (0.7 miles)
  • Bay Walk-In Clinic (2.6 miles)
  • Advanced Eye Care - Lori A Long MD (3.8 miles)
  • Fisher, Bret Dr-eye Center of North Florida (4.1 miles)
  • Rainbow Pediatrics (4.3 miles)
  • Nu Wave Medical Center: Gurprit Sekhon, MD (4.3 miles)
  • Medical Cosmetic Center (4.8 miles)

Cafes

  • Fatty Patty's Cakes & Cafe (1.4 miles)

Parks

  • St Andrews State Park (1.7 miles)
  • Oaks By The Bay (2.9 miles)

Hospitals

  • Fort Walton Beach Medical Center (4 miles)
  • Columbia Hospital Limited Partnership (5.6 miles)

Frequently Asked Questions

How much does it cost to live at Charter Senior Living of Panama City Beach in Panama City Beach, FL?
What floor plans and room types does Charter Senior Living of Panama City Beach offer?
Where is Charter Senior Living of Panama City Beach?
Does Charter Senior Living of Panama City Beach provide care for residents with dementia or Alzheimer's disease?
Does Charter Senior Living of Panama City Beach allow residents to have pets?
What photos are available for Charter Senior Living of Panama City Beach in Panama City Beach, Florida?

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