Lake St. Charles Retirement Community in Saint Charles, MO

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  • Interior

    A couple preparing a meal in a cozy kitchen-living area.
  • Outdoors

    An elderly couple walking in a park with two people sitting on benches nearby.
  • Building

    A church building with an American flag and parked van.
  • Dining

    A group of elderly people enjoying a meal together at a dining table.
  • Garden

    A group of seniors enjoying a conversation outdoors in a garden setting.
  • Exercise Equipment

    A well-equipped home gym featuring exercise machines and colorful sports bands on the wall.

Lake St. Charles Retirement Community in Saint Charles, MO

45 Honey Locust Ln, Saint Charles, MO 63303

For more information about senior living options: (844) 490-3973

4.8 from 75 reviews
5 stars
62
4 stars
10
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1
1 stars
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Assisted Living Independent Living

Lake St. Charles Retirement Community Costs & Pricing

At Lake St. Charles Retirement Community, residents benefit from competitively priced accommodations that stand out in comparison to both St. Charles County and the broader Missouri region. The monthly cost for a studio apartment is $2,445, significantly lower than the county average of $4,151 and the state average of $3,418. For those seeking more space, a one-bedroom unit is available at $2,940 - again, more economical than the county's $3,409 and Missouri's $3,349 benchmarks. Finally, two-bedroom apartments are priced at $3,530, which remains lower than the county's average of $4,185 while still being slightly above the state average of $3,675. Overall, Lake St. Charles offers attractive pricing that underscores its commitment to providing quality living arrangements for seniors within a supportive community environment.

Floor plansLake St. Charles Retirement CommunitySt. Charles CountyMissouri
Studio$2,445$4,151$3,418
1 Bedroom$2,940$3,409$3,349
2 Bedrooms$3,530$4,185$3,675

Overall Review of Lake St. Charles Retirement Community

Pros

  • pro The staff are warm, kind, and efficient.
  • pro The facility feels like home and allows residents autonomy within a protective environment.
  • pro The residents have plenty of socialization through activities and outings.
  • pro The community is welcoming, friendly, and caring.
  • pro The building is clean, well-maintained, and beautifully decorated.
  • pro The food is good and offers a daily variety.
  • pro The staff and programs help residents live their best lives with ample activities.
  • pro Families feel reassured by the care their loved ones receive and the staff's communication.
  • pro The emergency response is top-notch.
  • pro Transportation is provided for shopping and appointments, making daily life easier.
  • pro Residents form friendships and feel like part of an extended family.

Cons

  • pro The facility was described as very dark and dreary due to insufficient lighting, leaving residents looking unhappy.
  • pro The billing after a resident's death was criticized as heartless, with 30 days' rent charged.
  • pro Some reviewers felt there were nicer places for less money, and dining options weren't fully explained during the tour.
  • pro The promised pairing with another couple on move-in did not occur.
  • pro The kitchen was under renovation, which limited dining options.
  • pro The hallways' dreary wallpaper was noted as needing replacement.

Review

Lake St. Charles Retirement Community in Saint Charles, Missouri is best suited for seniors who want active, social living with a clearly supportive infrastructure - where independence is encouraged but help is readily available, and where a family-like culture permeates daily life. This community excels for residents who crave structured activities, reliable transportation, on-site health oversight, and staff who know residents by name. It appeals especially to those who value a residential, "home away from home" feel, with well-maintained grounds, welcoming common spaces, and a lake-front vibe that reinforces a pleasant, low-stress environment.

Those considering this community should also explicitly weigh alternatives if cost is a primary driver or if a stricter medical model is required. Some reviewers note that dining options can vary and that there are competing facilities that may offer more aggressive pricing or different in-apartment amenities. A few comments pointed to billing or administrative experiences that felt less compassionate than the caregiving on the floor, or to design aspects - such as lighting in certain areas - that some would prefer to be brighter. For families prioritizing the lowest possible expense, or seeking a medical-heavy model with ultra-specified care protocols, other campuses may be a better financial or clinical fit.

The core strengths here are hard to overlook and they largely offset the occasional drawbacks. The staff stands out for warmth, consistency, and genuine attentiveness; residents repeatedly report feeling known, respected, and cared for across independent living and assisted settings. Cleanliness and upkeep are consistently praised, as are the abundance of daily and weekly activities, resident socialization, and the sense that family members are welcomed into the rhythm of life. Transportation to appointments and outings is reliable, and on-site professionals - sometimes including on-site doctors - provide convenient access to care. These elements create a high floor on satisfaction: even when a resident's meal preferences or decor are not perfect, the daily experience remains overall compelling.

The community's approach to care reinforces its suitability for aging in place with dignity. The philosophy to keep residents independent as long as possible is more than a slogan; staff and programming are oriented toward meaningful engagement, safety, and personalized attention. Instances cited by families - ranging from dementia-friendly socialization to flexible support - underscore a continuum that accommodates cognitive shifts without rushing transitions. Assisted living residents consistently report welcoming, individualized experiences, and families note that communication with nursing staff remains steady and proactive. For many, the ability to age within a single, familiar ecosystem - with regular activity calendars, bus services, and on-site care options - reduces anxiety and promotes continuity.

Environment and amenities bolster the decision in favor of Lake St. Charles for many families. The facility reads as homelike, with well-kept interiors and inviting outdoor spaces. Reviews repeatedly highlight the beauty and serenity of the setting, the quality of meals, and the broad mix of programs - from holiday celebrations to campus-wide outings - that foster belonging. The dining experience, while sometimes uneven across reviews, is described as varied and generally satisfying, and the on-site infrastructure has seen thoughtful updates that modernize while preserving comfort. The 24/7 front desk and responsive maintenance add a practical layer of reassurance that frequent visitors and worried relatives appreciate.

In sum, Lake St. Charles represents a pragmatic, well-rounded choice for seniors who want a vibrant, person-centered living environment with reliable care options and a strong sense of community. It is especially compelling for families seeking a trustworthy staff culture, consistent communication, and a facility that actively promotes independence within a supportive, social framework. If cost sensitivity, a top-tier dining program, or a highly specialized medical model is non-negotiable, alternatives should be explored. For those prioritizing approachable care, a reassuring atmosphere, and abundant opportunities to engage, Lake St. Charles stands out as a sound, dependable option worth choosing.

Features

Types of Care

  • Assisted Living Assisted LivingAssisted living facilities provide crucial support and care for seniors who may need help with daily tasks such as medication management, bathing, and meal preparation. These communities offer a safe and comfortable environment where seniors can maintain their independence while receiving the assistance they need to thrive in their golden years.
  • Independent Living Independent LivingIndependent living communities are important for seniors because they offer a safe and supportive environment where older adults can live independently while still having access to amenities and services that enhance their quality of life. These communities provide social opportunities, recreational activities, and assistance with daily tasks, promoting overall well-being and allowing seniors to maintain their independence for as long as possible.

Pets

  • Cats allowed Cats allowed"Pet friendly" senior living communities are important for seniors because pets provide companionship, reduce feelings of loneliness and depression, promote physical activity and mental stimulation, and offer a sense of purpose and responsibility. Pets can improve overall well-being and quality of life for seniors in many ways.
  • Dogs allowed Dogs allowed"Pet friendly" senior living communities are important for seniors because pets provide companionship, reduce feelings of loneliness and depression, promote physical activity and mental stimulation, and offer a sense of purpose and responsibility. Pets can improve overall well-being and quality of life for seniors in many ways.

Amenities

  • Activities off-site Activities off-siteEngaging in off-site activities is crucial for seniors to maintain social connections, stay active, and stimulate their minds. It promotes overall well-being and helps combat feelings of isolation and loneliness.
  • Activities on-site Activities on-siteActivities on-site are important for seniors because they provide opportunities for socialization, mental stimulation, physical activity, and overall well-being. Engaging in activities can help seniors stay active, maintain their independence, and improve their quality of life.
  • Air-conditioning Air-conditioningAir conditioning is important for seniors as they are more vulnerable to heat-related illnesses and may have underlying health conditions that make it difficult for them to regulate their body temperature. It helps to keep them comfortable, safe, and healthy in hot weather.
  • Bath tubs Bath tubsBath tubs are important for seniors because they provide a safe and relaxing way to bathe, helping to prevent slips and falls while promoting independence and overall well-being.
  • Beautician on-site Beautician on-siteHaving a beautician on-site at a senior living community is important for seniors as it allows them to easily access grooming and personal care services, boosting their self-esteem and overall well-being. It also provides convenience and helps seniors maintain their sense of independence and personal style.
  • Cable or satellite TV Cable or satellite TVCable or satellite TV is important for seniors because it provides entertainment, news, and companionship, helping to combat loneliness and boredom. It also offers a wide range of programming options tailored to different interests and preferences.
  • Devotional services off-site Devotional services off-siteDevotional services off-site are important for seniors as they provide spiritual nourishment, social engagement, and a sense of community outside of the senior living facility. This can enhance overall well-being and help combat feelings of isolation and loneliness often experienced by older adults.
  • Devotional services on-site Devotional services on-siteDevotional services on-site provide seniors with spiritual support and a sense of community, as well as an opportunity for reflection and guidance during their senior living experience. This can promote emotional well-being and connection to others, leading to a more fulfilling and enriching lifestyle in their later years.
  • Full kitchen Full kitchenHaving a full kitchen in a senior living facility is important for seniors because it allows them to maintain their independence and prepare their own meals. This promotes healthy eating habits, saves money on dining out, and provides a sense of familiarity and comfort for residents.
  • Ground floor units Ground floor unitsGround floor units are important for seniors because they provide easy accessibility, reduced risk of falls and injuries, and convenience for those with mobility issues. Seniors can avoid climbing stairs or using elevators, making daily tasks and activities more manageable and enjoyable.
  • Handicap accessible Handicap accessible"Handicap accessible" amenities are crucial for seniors to ensure they can easily navigate and access facilities, services, and activities without barriers or limitations due to physical impairments. This promotes independence, safety, and inclusivity for seniors in senior living communities.
  • Indoor common areas Indoor common areasIndoor common areas are crucial for seniors as they provide a space for socialization, recreation, and community engagement, promoting overall well-being and reducing feelings of isolation and loneliness.
  • Kitchenette KitchenetteKitchenettes are important for seniors living in senior living communities because they provide the convenience and independence of being able to prepare simple meals and snacks in the comfort of their own living space. This can help promote a sense of autonomy and well-being for seniors, allowing them to maintain some level of control over their dietary choices and daily routines.
  • Outdoor common areas Outdoor common areasOutdoor common areas are important for seniors as they provide a space for socialization, physical activity, and relaxation. Being outside in nature can improve mood and overall well-being, while also encouraging movement and engagement with others. These spaces can help combat feelings of isolation and promote a sense of community among residents.
  • Wi-Fi/high-speed internet available Wi-Fi/high-speed internet availableWi-Fi/high-speed internet is important for seniors to stay connected with loved ones, access online resources, and participate in virtual activities to combat feelings of loneliness and isolation. It also allows them to easily manage healthcare needs, access entertainment, and engage in lifelong learning opportunities.

Transportation

  • Lambert-St Louis International (9 miles away) Lambert-St Louis International (9 miles away)

Care Services

  • Ambulatory care Ambulatory care"Ambulatory care services provide essential medical support and treatment to seniors without requiring hospitalization, allowing them to maintain their independence and quality of life while managing chronic conditions or receiving routine medical care."
  • Diabetic care Diabetic careDiabetic care is crucial for seniors as they are more susceptible to developing diabetes due to aging and other health conditions. Proper management of diabetes can help prevent complications such as heart disease, vision loss, and nerve damage, improving the overall quality of life for seniors in senior living communities.
  • Medication management Medication managementMedication management is crucial for seniors to ensure they are taking the right medications at the correct dosages and times. This helps prevent adverse drug interactions, reduces the risk of medication errors, and promotes overall health and well-being. Proactive management also allows for adjustments as needed based on changing health conditions or new prescriptions.

Dining

  • Gluten-free Gluten-freeGluten-free options are important for seniors as they are more prone to digestive issues and dietary sensitivities. Offering gluten-free meal choices in senior living communities can help improve their overall health and well-being.
  • Guest meals Guest mealsGuest meals are important for seniors living in senior living communities because they provide an opportunity for socialization and companionship. Sharing a meal with friends, family, or new acquaintances can help combat feelings of loneliness and isolation, promote a sense of community, and enhance overall well-being. Additionally, guest meals allow seniors to enjoy delicious food in a comfortable setting without the hassle of cooking or cleaning up, making dining a pleasurable and stress-free experience.
  • Low / no sodium Low / no sodiumLow/no sodium options are important for seniors because excessive sodium intake can lead to high blood pressure, heart disease, and other health issues commonly experienced by older adults. By choosing low/no sodium foods, seniors can better manage their health and reduce their risk of developing these conditions.
  • No Sugar No SugarNo sugar diets are important for seniors because they can help prevent or manage chronic conditions such as diabetes, heart disease, and obesity. Sugar can also contribute to cognitive decline and inflammation in the body, so reducing sugar intake can lead to overall improved health and well-being in older adults.
  • Restaurant style dining Restaurant style diningRestaurant style dining is important for seniors as it offers them a social and enjoyable dining experience, promotes healthy eating habits, and provides personalized menu options to cater to their dietary needs and preferences. This type of dining setting can enhance their overall quality of life and create a sense of community within the senior living facility.
  • Room service Room serviceRoom service is important for seniors in a senior living community because it provides convenience and allows them to have their meals delivered directly to their room. This can be especially beneficial for seniors who may have mobility issues or difficulty accessing the dining area. Room service ensures that seniors are able to receive nutritious meals without having to navigate through the facility, allowing them to maintain their independence and overall well-being.
  • Vegan VeganVegan diets can provide numerous health benefits for seniors, including lower risk of chronic diseases, improved digestion, and increased energy levels. Additionally, plant-based diets are often rich in essential nutrients that can support overall well-being and longevity in older adults.

Activities

  • Art classes Art classesArt classes are important for seniors because they provide a creative outlet, improve cognitive function, reduce stress and anxiety, promote socialization, and enhance overall well-being and quality of life.
  • Cooking classes Cooking classesCooking classes are important for seniors as they provide opportunities for social interaction, enhance cognitive skills, promote healthy eating habits, and boost confidence in the kitchen.
  • Day trips and outings Day trips and outingsDay trips and outings are important for seniors as they provide opportunities for socialization, mental stimulation, physical activity, and a break from daily routines. These experiences can enhance overall well-being and quality of life for older adults living in senior communities.
  • Devotional activities offsite Devotional activities offsiteDevotional activities offsite are important for seniors because they provide social engagement, spiritual growth, and a sense of community outside of their living environment. This can improve overall well-being, mental health, and combat feelings of isolation or loneliness.
  • Devotional activities on-site Devotional activities on-siteDevotional activities on-site provide seniors with a sense of community, spiritual fulfillment, and emotional support, promoting overall well-being and a positive sense of purpose in their lives.
  • Happy hour Happy hourHappy hour is important for seniors as it provides a social activity that promotes camaraderie and reduces feelings of loneliness or isolation. It also offers an opportunity for older adults to relax, unwind, and enjoy some drinks or snacks in a fun and welcoming atmosphere.
  • Live dance or theater performances Live dance or theater performancesLive dance or theater performances are important for seniors because they provide opportunities for socialization, mental stimulation, and emotional engagement. These performances can help combat feelings of isolation and loneliness, while also offering a sense of connection to the arts and culture. Additionally, watching live performances can bring joy and create lasting memories for seniors in their later years.
  • Live musical performances Live musical performancesLive musical performances can provide seniors with a sense of joy, nostalgia, and connection. Music has the power to evoke emotions and memories, improve mood and cognitive function, and foster social interaction among seniors. It can also serve as a form of therapy and stress relief for older adults, making it an important activity to include in senior living communities.
  • Live well programs Live well programs"Live well programs are essential for seniors as they provide opportunities for physical activity, social engagement, and mental stimulation, ultimately promoting overall health and well-being in later years."
  • Stretching classes Stretching classesStretching classes are important for seniors because they help improve flexibility, reduce the risk of injury, and promote overall health and well-being. Regular stretching can also help alleviate joint pain and stiffness, enhance balance and coordination, and increase range of motion.
  • Visiting chaplain or priest Visiting chaplain or priestHaving a visiting chaplain or priest at a senior living community is important for seniors because it provides spiritual support, comfort, and guidance during a time of life that can be challenging and uncertain. Their presence can help seniors feel connected to their faith, find peace of mind, and cope with the emotional and mental struggles they may face in their later years.
  • Wine tasting Wine tastingWine tasting can be a fun and social activity for seniors, allowing them to engage their senses, learn about different varieties of wine, and potentially meet new friends. It also offers health benefits such as improved cognitive function and reduced risk of heart disease when consumed in moderation.

Description

Lake St. Charles Retirement Community in Saint Charles, MO offers a vibrant and comfortable assisted living community for seniors. With a focus on independent living, residents can enjoy an active lifestyle while receiving the necessary assistance and care they require.

The community offers a range of amenities designed to enhance the overall quality of life for residents. These include various on-site activities to keep individuals engaged and entertained, air-conditioning to ensure comfort throughout the year, and spacious bath tubs for relaxation. A beautician is available on-site to cater to grooming needs, and cable or satellite TV is provided for residents' entertainment. Devotional services are offered both on-site and off-site for spiritual well-being. Each unit features a full kitchen, allowing residents to cook their own meals if desired. Ground floor units and handicap accessibility ensure convenience and ease of mobility. Indoor common areas provide spaces for socializing with fellow residents, while outdoor common areas offer opportunities to enjoy nature. Wi-Fi/high-speed internet ensures connectivity for staying in touch with loved ones.

Care services provided include diabetic care and medication management, ensuring that residents receive proper support in managing their health conditions.

Dining at Lake St. Charles Retirement Community is an enjoyable experience, offering a variety of options to cater to individual preferences and dietary needs. Guest meals are available for entertaining family and friends, while special dietary requirements such as low/no sodium or no sugar can be accommodated. The community boasts restaurant-style dining and room service for added convenience, as well as vegan options for those following plant-based diets.

Keeping residents engaged and active is a priority at Lake St. Charles Retirement Community. Various activities are organized regularly, including cooking classes to spark culinary creativity, day trips and outings to explore nearby attractions, devotional activities both off-site and on-site for spiritual enrichment, happy hour gatherings for socializing with neighbors, live dance or theater performances, live musical performances showcasing local talent, live well programs promoting physical fitness and wellness, stretching classes to keep residents active and mobile, visits from a chaplain or priest for spiritual guidance, and wine tasting events for enjoyment and relaxation.

In terms of location, Lake St. Charles Retirement Community is conveniently situated near several amenities. There are cafes, parks, pharmacies, physicians' offices, restaurants, places of worship, theaters, and hospitals all within close proximity to the community.

Overall, Lake St. Charles Retirement Community provides a supportive and engaging environment for seniors seeking an assisted living community that promotes independence and overall well-being.

Nearby Places of Interest

This area of Saint Charles, Missouri offers a variety of amenities within close proximity, making it a convenient and bustling location for senior living. With multiple theaters, restaurants, pharmacies, parks, and places of worship nearby, residents have easy access to entertainment, dining options, medical services, outdoor spaces for recreation and spiritual fulfillment. Additionally, there are several hospitals and physicians' offices within a few miles radius providing quality healthcare services. Overall, this area provides a vibrant community atmosphere with plenty of resources to support a comfortable and enjoyable senior lifestyle.

Theaters

  • Marcus Theatres (0.3 miles)
  • AMC Streets Of St Charles 8 (1.8 miles)

Restaurants

  • White Castle (0.4 miles)
  • Gingham's Homestyle Restaurant (1.1 miles)
  • McDonald's (1.5 miles)
  • McDonald's (2 miles)
  • Nacho's Fresh Mex (2.1 miles)
  • Raising Cane's Chicken Fingers (2.2 miles)
  • Dave & Buster's (3 miles)

Parks

  • Vogt Brothers Park (0.8 miles)
  • Schaefer Park (1.7 miles)
  • Frontier Park (2.6 miles)
  • Creve Coeur Park (3.1 miles)
  • Blanchette Memorial Hall (3.5 miles)
  • Kwanis Park (4 miles)
  • Faust Park (6.4 miles)

Pharmacies

  • Walgreens (0.9 miles)
  • Walgreens (1.3 miles)
  • Schnucks (1.6 miles)
  • Dierbergs (1.8 miles)
  • Walgreens (1.9 miles)
  • CVS Pharmacy (2 miles)
  • Schnucks (2.1 miles)

Physicians

  • Walsh, Martin Ssm Health Outpatient Center Veterans Memorial Parkway (1.5 miles)
  • Professional Building 1 (3.9 miles)
  • Advanced Bone & Joint formerly St Peters Bone & Joint (4.3 miles)
  • SSM Family Medicine (5.4 miles)
  • Ssm St Joseph Medical Park (5.4 miles)
  • Clarkson Eyecare (5.9 miles)

Places of Worship

  • Jungs Station Baptist Church (2.2 miles)
  • Harvester Nazarene NMI (2.6 miles)
  • St Cletus Catholic Church (3 miles)
  • St Joseph Church-Cottleville (7 miles)

Hospitals

  • St Joseph's Hospital (2.6 miles)
  • Barnes Jewish Medical Building (3.8 miles)
  • DePaul Hospital (4.9 miles)
  • DePaul Health Center - Emergency Room (4.9 miles)
  • Barnes-Jewish West County Hospital (6.4 miles)

Cafes

  • Sugar Beans Coffee House (2.9 miles)
  • Panera Bread (5.6 miles)
  • Panera Bread (7.2 miles)
  • Starbucks (7.7 miles)

Frequently Asked Questions

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